Credit Analyst - Unsecured Consumer Lending
The Opportunity
The Credit Analyst is responsible for the effective and timely adjudication of consumer credit applications:
- Analyze personal credit reports and other documentation
- Perform credit analysis and write-ups for submission
- Analyze all aspects of a situation to gain thorough insight to making decisions and identifying key components of a problem to formulate a solution
- Ongoing analysis of business rules and constant improvement of policies and processes
- Collaborate with other departments to ensure smooth inter-departmental communications
- Audit documents and contracts prior to funding
- Assist with early-stage collection activities
- Assist in periodic portfolio reviews
The Company
Beautifi is a Canadian fin-tech company that offers Canadians flexible financing solutions for elective medical procedures ranging from plastic surgery to fertility. Beautifi is one of the fastest growing fin-techs in the country and has achieved success following a customer-centric and tech-forward approach. In addition to direct-to-consumer financing, Beautifi also provides capital equipment solutions for clinics purchasing medical devices as well as lead generation and marketing services for clinics. At Beautifi, our goal is to make health and beauty affordable and to give Canadians access to the procedures they want or need, without having to wait.
Requirements
- Bachelor's Degree (preferred)
- Credit adjudication experience (unsecured consumer lending preferred) or a strong willingness to learn
- Solid problem-solving and decision-making skills
- Thrive in a fast-paced tech-driven environment
- Passion to join a progressive company and grow with our company
- Demonstrate excellent written and verbal communication skills
- Excellent attention to detail and a careful working style
- Intermediate skills in MS Word, Outlook, and Excel
- Experience with Salesforce is an asset
- Must be able to work Tuesday to Saturday and the East Coast time zone
Location
- Vancouver, BC, or Toronto, ON
- Our Vancouver office is located at 609 Granville Street, in the heart of Downtown Vancouver. Our Toronto office is located at 171 East Liberty St., Toronto ON, in Toronto’s Liberty Village neighborhood
Job Types/Schedule
- Full-time 40 hours/week, Permanent
- This is an in-office position
- Hour: Tuesday – Saturday (supporting our East Coast working hours)
Work remotely
What We Offer
- Competitive salary commensurate with experience
- Bonuses based on individual and team performance
- Dental, Vision and Health Benefits – paid by the employer
- Paid Vacation
- Fun and energetic workplace
- Advancement opportunities
